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Top 10 tips for privacy

1. Think before you give out personal information, and ask what it will be used for.

2. You can ask to see any personal information held about you. If it's wrong, ask for it to be corrected.

3. Don't like people trying to sell you things by mail or over the phone? You can contact the Marketing Association (0800 347 328) to ask about its Name Removal Service. For information on the Association's two Registers, click on the links Do Not Call Register and Do Not Mail Register or phone 0800 222 332.

4. Help keep your kids safe online by encouraging them to talk to you about what they're doing.

5. Protect yourself from identity theft by ripping up your personal letters and bills, and putting different bits in separate rubbish bins. Even better - use a shredder.

6. Limit your risk when buying online. Have a separate, low-limit credit card.

7. Posting personal information on the internet? Use a nickname if you can.

8. Check security procedures in internet cafés and make sure you log out before you leave.

9. Get a free copy of your credit record once a year to check that nobody is applying for credit in your name. Visit www.mycreditfile.co.nz or www.dnb.co.nz for details.

10. Make sure you've got up-to-date safety software on your computer, especially if you're doing banking online.